USSD code mobile banking services with NPCI through NUUP
BSNL offering USSD based Mobile Banking Services to its customers through Short digit code in association with NPCI services across country.

State run Telecom Company Bharat Sanchar Nigam Limited(BSNL) had signed an agreement with National Payment Corporation of India (NPCI) for provision of USSD based Mobile Banking Services in all Telecom circles through *99# at free of cost till 31st January, 2017.

As per latest information, BSNL Competent authority has decided to provide absolutely free of cost Mobile Banking Services through USSD code *99# till 31-01-2017 in association with NPCI. To give impetus to the demonetization drive by Central Government and to facilate masses to do cashless financial transactions even with features phone. BSNL has decided to waive the tariff of National Unified USSD platform till 31-01-2017.

In a statement RK Mittal, Director (CM), BSNL said, ‘The free usage of this facility/feature will boost government objective to move towards a less cash society. This will enable use of electronic banking facility and reduce difficulty for common man’.

NPCI providing this NUUP mobile banking services through USSD technology which does not require internet facility on mobile phone. Users can check balance, know withdrawals, deposits and peer-to-peer-transfer etc.., through USSD short code.

However, smartphone users can avail banking service through mobile apps. The move is expected to nudge low-end feature phone users who constitute nearly 65% of the Indian mobile market towards mobile banking and payment services.

Advantages with Mobile banking with USSD code
Cash deposit
Cash withdrawal
Balance enquiry and list Mini statement of last 5 transactions
Transfer of funds from a mobile linked bank account as per RBI’s approved settlement system
Administrative transactions (eg. Register mobile, request MMID, EBT mapper status, change pin, generate OTP)

USSD Short digit *99# with various Bank code details
*99*41#     State Bank of India
*99*42#     Punjab National Bank
*99*43#     HDFC Bank
*99*44#     ICICI Bank
*99*45#     AXIS Bank
*99*46#     Canara Bank
*99*47#     Bank Of India
*99*48#     Bank of Baroda
*99*49#     IDBI Bank
*99*50#     Union Bank of India
*99*51#     Central Bank of India
*99*52#     India Overseas Bank
*99*53#     Oriental Bank of Commerce
*99*54#     Allahabad Bank
*99*55#     Syndicate Bank
*99*56#     UCO Bank
*99*57#     Corporation Bank
*99*58#     Indian Bank
*99*59#     Andhra Bank
*99*60#     State Bank Of Hyderabad
*99*61#     Bank of Maharashtra
*99*62#     State Bank of Patiala
*99*63#     United Bank of India
*99*64#     Vijaya Bank
*99*65#     Dena Bank
*99*66#     Yes Bank
*99*67#     State Bank of Travancore
*99*68#     Kotak Mahindra Bank
*99*69#     IndusInd Bank
*99*70#     State Bank of Bikaner and Jaipur
*99*71#     Punjab and Sind Bank
*99*72#     Federal Bank
*99*73#     State Bank of Mysore
*99*74#     South Indian Bank
*99*75#     Karur Vysya Bank
*99*76#     Karnataka Bank
*99*77#     Tamilnad Mercantile Bank
*99*78#     DCB Bank
*99*79#     Ratnakar Bank
*99*80#     Nainital Bank
*99*81#     Janata Sahakari Bank
*99*82#     Mehsana Urban Co-Operative Bank
*99*83#     NKGSB Bank
*99*84#     Saraswat Bank
*99*85#     Apna Sahakari Bank
*99*86#     Bhartiya Mahila Bank
*99*87#     Abhyudaya Co-Operative Bank
*99*88#     Punjab & Maharashtra Co-operative Bank
*99*89#     Hasti Co-Operative Bank
*99*90#     Gujarat State Co-Operative Bank
*99*91#     Kalupur Commercial Co-Operative Bank.
*99*99#  To know your Aadhar linking and Over Draft Status


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